Welcome To Fishing Creek Farm

The Gallos: A Family with a Very Big Heart Click on image to enlarge

Fishing Creek Farm: a "True Community"

Anthony and Wendy Gallo are lifelong Marylanders who spent most of their lives in the Baltimore County area. But when their girls graduated from college and moved out on their own, Anthony and Wendy decided to look in the area more broadly. They had fallen in love with boating a few years earlier and hoping for a home on the water. After unsuccessful visits to potential homes in the area they serendipitously found FCF. Driving along Thomas Point Rd, at the intersection with Cherry Tree Lane (CTL), Wendy suddenly said, “Turn here!” As soon as they came over the top of the hill on CTL and saw the water, they knew this could be the community for them. They were thrilled to find an available home that they could envision as their own.

Anthony says it was important to them that their new home be in a “community” that is both active and engaging – “not just a neighborhood, but a community of people.” Wendy described the previous owners of 1247, Alice and Richard Tennies, as very kind, and that interaction as well as others convinced them that FCF would be a true “community”.

Most of us in FCF have noticed that 1247 CTL has been under renovation for a while, slowed due to pandemic-related circumstances. For now, Wendy and Anthony are grateful to be living in their Bethany Beach vacation home and are enjoying their time there.

The Gallo Family

Wendy and Anthony met when they were only 16 years old and were high school sweethearts! Although it wasn’t a straight shot to the alter, they have now been married 31 years and have three beautiful children to show for it!

Their oldest, Emily, is 29 years-old and was married last year during COVID. Due to pandemic precautions, Emily and Dante had a “micro-wedding” - only 10 people were present for the ceremony – seven family members, the bride and groom, and a cousin who married them. Nevertheless, Wendy describes the event as “perfect” for the occasion! Now they are busy planning a full-sized “re-do” wedding, scheduled for March of 2022 at the same venue, the Belvedere Hotel in Baltimore, but this time in the ballroom!

Emily and Dante now live in Falls Church and both work in technology businesses. Emily graduated from the University of Richmond and then earned an MBA from Virginia Tech. She is now a senior business manager for a technology company and Dante is a data scientist in the Enterprise Risk Group with Verizon.

Anthony and Wendy’s other daughter, Natalie, is a 24-year-old graduate of Clemson who went on to earn a master’s degree in social work from Boston College. She is now working in Boston as a social worker and is busy decorating a new apartment.

Mike, age 26, lives at home and is a loving part of their everyday lives. He was born with Williams Syndrome and associated intellectual and physical disabilities, but he has a very happy and loving personality that allows him to endear people quickly. Wendy and Anthony anticipate that he will quickly gain affection as the FCF community welcomes him.

Before the pandemic, Mike was employed in the service industry, but due to his medical vulnerabilities, the family has kept a low profile and he has had to give up his job. He is looking forward to getting back to work soon and is actively looking for a job.

The youngest member of the family is Finn, a 4-year-old Nova Scotia Duck Toller, a breed that is part of the retriever family. The many people who walk their dogs in the neighborhood was another attraction of FCF for the family.

Wendy and Anthony

Anthony is a graduate of Towson University. He subsequently earned an MBA from the University of Baltimore and is now the Chief Risk Officer at T. Rowe Price in Baltimore. Wendy is a graduate of University of Maryland. She is a retired pediatric ICU nurse who also worked as a coordinator for pediatric vaccine trials at the University of Maryland. Both are heavily engaged in volunteer activities.

Anthony currently chairs the Foundation Board of Penn Mar Human Services, a non-profit organization dedicated to helping the “IDD (intellectually and developmentally disabled) live their best lives filled with courage and bravery.” The organization supports more than 2,000 people every year across Maryland and Pennsylvania and is growing rapidly. Wendy chairs the Annual Gala and according to Anthony, she is a fundraiser-extraordinaire, which is indeed the case – the event raises upwards of $750,000 annually!

The couple is also engaged with “Catch a Lift”, a non-profit committed to the health and recovery of our combat injured veterans. Much of the organization’s work focuses on veterans’ physical and emotional fitness. Both Wendy and Anthony have volunteered with the organization, and Wendy helps fundraise for the organization.


The Gallos enjoy a variety of watersports, including boating, kayaking, and paddle boarding. Wendy and Anthony say they are also hoping to take up pickleball. The Gallos became Clemson football fans during Natalie’s college years and enjoy hosting games for family and friends.

Anthony played lacrosse in college and has channeled some of those skills to golf, but when asked how he would spend his time when he retired (still a few years out), he says it could be more golf, boating, and time with the family, but in reality, it will probably be more non-profit endeavors together with Wendy!

Wendy took up running at age 40, and quickly fell in love with the comradery in training and was soon competing in marathons, including the New York and Boston marathons. She continues to run nearly every day although she says, “not as far or as fast”.

Wendy also enjoys being part of a book club and especially enjoys historical fiction. Wendy regularly checks the reading list of our FCF book club and will likely become a member.


Wendy and Anthony are thrilled that their FCF home renovations will soon be complete, and the family will officially join the community. They are looking forward to joining residents at community get-togethers and celebrations, and believe or not, despite all their volunteer work, they will be looking for opportunities to get involved with the FCF community! Please join me in welcoming our new residents – three people with very big hearts - Wendy, Anthony, and Mike Gallo.

Book Club 

Our next Book Club meeting will take place on Wednesday October 20, 2021 at 7:00 p.m. We will be reading The Round House by Louise Erdrich and will meet on the deck of the Clubhouse.  If the weather is bad, we will meet inside.

Please join us for the discussion. We have no rules except to enjoy discussing books of interest with our neighbors!


As described by Amazon:

The Round House won the National Book Award for fiction.

One of the most revered novelists of our time—a brilliant chronicler of Native-American life—Louise Erdrich returns to the territory of her bestselling, Pulitzer Prize finalist The Plague of Doves with The Round House, transporting readers to the Ojibwe reservation in North Dakota. It is an exquisitely told story of a boy on the cusp of manhood who seeks justice and understanding in the wake of a terrible crime that upends and forever transforms his family.

Riveting and suspenseful, arguably the most accessible novel to date from the creator of Love MedicineThe Beet Queen, and The Bingo Palace, Erdrich’s The Round House is a page-turning masterpiece of literary fiction—at once a powerful coming-of-age story, a mystery, and a tender, moving novel of family, history, and culture.

Everyone is invited to join the discussions. Please contact Susan Magazine via email or phone (301-213-1799) if you would like to join the group.

Landscape/Architectural Committee Update


The Architectural Control Committee announced in last month's FCF newsletter a revised process for project approvals that supports the collection of community input. Residents will receive an email approximately a week before open meetings that will include a link to join the meeting virtually as well as links to relevant documents for pending projects. We look forward to any and all participation.

Clubhouse Committee Update


The Clubhouse is now available for rent! We will continue to need waivers for all that attend any event. A waiver on file is accepted for any FCF resident. All other guests will need to fill out a waiver with minors being filled out by a guardian. You can find the waiver links on our web page (adults/minorsand on the clubhouse reservation page.

The clubhouse is available to homeowners in good standing for a flat fee of $100 per day. Only one event may be scheduled at the clubhouse per day. Please note that the clubhouse rental does not include access to the community pool.

To rent the Fishing Creek Farm clubhouse for your private event, please click here .

To reserve the Fishing Creek Farm clubhouse for an FCF meeting, please click here. Please also send a message to our administrator (jpfinsgraf@gmail.com), letting her know what date(s) you need for your meeting or FCF event. Reservations for FCF meetings and events are free.

Click here for the FCFHOA Clubhouse rules.

Beautification Committee Update


Periodically we are able to complement community flower beds with donations from homeowners who are undertaking landscaping projects. Healthy transplants of grasses or bushes that don’t typically require irrigation are ideal. Please contact Barbara Holch at BHolch5@iCloud.com if you have transplants to donate, or if community landscaping areas near your home need attention per our landscaping contract.

Committee Contacts

Do you want to know who is on what committee?  Do you want to know how to reach a committee member?  All of that information is on our website Committee page which is located here.  On this page you will note that a number of the email addresses are [committee-name/position]@fishingcreekfarm.org. This is part of our ongoing effort to have email addresses that we can use to transition easily from volunteer to volunteer when a position turns over. Take a moment to familiarize yourself with this, and thank you to all of our volunteers!

Pickleball/Tennis Committee Update

Photo by Margo Speciale


We have created a Facebook group for residents interested in pickleball. The page is designed to provide news and information about pickleball in our neighborhood and around Annapolis. You can join the group here.


We also would like to remind our residents who have never set the nets up or taken them down to watch these two short videos. Pickleball net set-up and take-down instructions: Click here to access video.

Also, if you use the broom or squeegee, please put them back on the fence next to the equipment box. The squeegee has a housing unit that protects it from the elements. If you need assistance with the equipment, any of the members of the pickleball committee would be happy to help.

Remember to mark your calendar for open play every Thursday 5-7 and Sunday 9-11. Open play is open to residents only.

Thank you,

The Pickleball/Tennis Committee

Fishing Creek Farm Facebook Page


Fishing Creek Farm residents can post items of interest, for sale, or wanted to our FB page, “Fishing Creek Farm Homeowners’ Association”. The page is administered by Deborah Brafford and is open only to FCF residents. (Be aware: there is an old FB page that is no longer in use. Its address is: Fishing Creek Farm Neighborhood and it is open to the PUBLIC.)

Although anyone can find our private site, only members can see who's in the group and what they post. When you land on the FCF FB page, you may ask to join the group. You must submit your email and house address for verification. Once your credentials are verified, you will be notified of your admission to the group.

Please feel free to post questions, information, or photos to this closed group of Fishing Creek Farm neighbors!

Tidewater Update

Tidewater Management Update

Help Us Communicate with You - Sign Up Now!

March 2021 completes one year with Tidewater Property Management, Inc. successfully working with FCF. The BOD and Tidewater strongly urge all homeowners to register on the Tidewater site and agree to receive communication via email. Using email is more efficient and saves postage expenses. Receiving email from Tidewater is an important communication tool used by FCF, and our goal is to have 100% participation. If you need help logging in and/or signing up, please contact Felicia Shockley at fshockley@tidewaterproperty.com .

Board of Directors Meeting: October 18

The November Board of Directors meeting will be held Monday, November 15th from 7 to 9 PM. All residents are welcome and encouraged to attend. The meeting will be held at the clubhouse but residents may also join virtually. (Link here.)

Meeting to Vote on Community Assessment Increase: October 25

As a follow-up to many months of meetings, surveys and feedback from the community regarding the community’s capital assets and the need for a more disciplined approach to funding our capital reserves, a special meeting to vote on the 2022 assessment increase, which includes significant increases in the amount to be allocated to capital reserves, will be held on Monday, October 25, 2021, at 7 p.m.  The meeting will be held at the Clubhouse and will also be offered to virtual attendees. Joining information is printed below.

A package (a paper, hard copy) has been mailed to all FCF owners and includes the following (links follow each document):

  1. Notice of special meeting (link here),
  2. Virtual link information (see joining information below),
  3. Ballot/proxy (link here),
  4. Proposed 2022 budget (link here), and
  5. Board/CapEx recommendation (link here).

Much time and effort has gone into determining the Board’s recommended dues assessment for 2022.  The Board encourages all owners to review the documents and to attend the meeting.

Meeting to Vote on 2022 Assessment Increase
Mon, Oct 25, 2021 7:00 PM – 9:00 PM (EDT)

Please join my meeting from your computer, tablet or smartphone.

You can also dial in using your phone.
United States: +1 (872) 240-3311

Access Code: 479-856-437


  • The Clubhouse is now available to rent through our website for private ($100) or community events. Community events such as committee meetings are free. Waivers are required.
  • Access the Waivers: Adult Waiver here and the Child Waiver here.

How to Contact Board Members

When contacting Board Members, please use their official neighborhood email address rather than their personal email address. The format of the FCF addresses is: boardPOSITION@fishingcreekfarm.org.


boardpresident@fishingcreekfarm.org - Julien Hecht 

boardvp@fishingcreekfarm.org  - Jacques Smith

boardsecretary@fishingcreekfarm.org - Dan Attridge

boardmal@fishingcreekfarm.org - Chris Caine

boardtreasurer@fishingcreekfarm.org - Deborah Brafford


Deer Management Program


The Board is working with Tri-County Deer Management, an organized group of bow hunters, who aid communities such as ours in their efforts to manage the deer population within their respective areas. Fishing Creek Farm has worked with Tri-County Deer Management for many years in this effort. The bow hunters must demonstrate their bow hunting proficiency and take ongoing bow hunting safety courses. Tri-County Deer Management and its members are insured, listing Fishing Creek Farm as an additional insured.

The hunters set elevated stands in the common area trees, so they have a downward trajectory, shooting their target from less than 20 yards away. The deer management program runs during the deer bow and arrow hunting season, and will begin Wednesday, September 15 in FCF.  It is slated to run through the end of January.

The FCF HOA is providing Tri-County Deer Management with access to three specific areas within the community common areas an hour before the first light of dawn through 9 AM and from 3PM until one hour after dark. The hunters will be in those limited portions of the community common areas several times a week. When hunting, they will park their vehicles adjacent to the areas where they are working and will post Tri-County Deer Management signs in their vehicles.

Please be respectful of their efforts to decrease the deer population and avoid entering the common areas where the vehicles are parked. People walking through the wooded areas during the hunting process scare the deer, making Tri-County's efforts unsuccessful. The portions of our common areas that are being managed are designated in the following maps: click here. The areas are circled in yellow, and the deer stand locations are indicated in red.

Fishing Creek HOA, Inc. has provided Tri-County Deer Management with written permission to hunt in the common areas of Fishing Creek Farm HOA, Inc. Homeowners and their guests are prohibited from hunting in the common areas of the community.

Please refrain from touching the Tri-County equipment set up in the common areas. Tampering with the equipment creates a safety risk for the hunters and is a prosecutable offense.

Please feel free to contact Tidewater Property Management with any questions.


Felicia Shockley and Hailey Matthews,
Community Property Managers

Protocol for Reporting Boating Issues in Cherry Tree Cove

There are several ways in which law enforcement can be contacted for dealing with issues of poor boater behavior in Cherry Tree Cove.  We have been working with State Senator Sarah Elfreth, the Maryland Natural Resources Police (the DNR Police), the Anne Arundel County Executive’s Office (through the Office of Community Engagement and Constituent Services) and the Anne Arundel County Police Department (County Police) to deal with this issue.

Unlike last year, there is much more coordination between the DNR Police and the County Police on the existence and nature of poor boater behavior in Cherry Tree Cove.  They are prepared to assist each other and coordinate efforts as best they can, remembering that (i) neither department has unlimited resources and (ii) there are some jurisdictional issues that still may ultimately need to be resolved through legislation. In addition, unlike last year, the DNR Police has now scheduled regular patrols in Cherry Tree Cove, and is not hesitant to advise boaters during those patrols of the need for good behavior and to avoid trespassing on community property.  Finally, unlike last year, the County Police now has more officers trained on the use of decibel meters to monitor noise levels when that issue presents itself.

Based on discussions with DNR and CPD, this is how they would like reporting to take place:

Natural Resources Police:  Dial 1-800-628-9944 (best for unsafe boat operation)

AACO Police Department:  Dial 410-222-8610 (best for noise, trespass or disorderly conduct on-shore)

For all reporting to law enforcement, please give your name, address, the nature of your complaint, and the vessel registration number found on the boat(s) where the violations emanate from.  In addition, any other information regarding the vessel, such as name, color, manufacturer or other distinguishing characteristics, is useful.  The more information the better — e.g., if you can tell the dispatcher that you are 50 feet from the boat and that the noise level is unacceptable, or if you are seeing public urination from your window which is 100 feet from the beach, etc., that will be helpful.  If you are in a position to capture the activity by photo or video, please do so.

The community would like to receive copies of your photos or video, and a description of the time of your call and the response of law enforcement.  We will use these for follow up purposes with law enforcement and to ascertain when problems are not being addressed.  Please send copies to admin@fishingcreekfarm.org .



CapEx Committee

AACo intends to start drainage work around 3440 Hidden River View in October/November time frame.

They will be adjusting the slope, installing new rip-rap and clearing growth as necessary to improve drainage.


Board of Directors

Close Calls at the New Stop Signs!

The stop signs at the corner of Hidden River View and Cherry Tree Lane were relocated a bit over a year ago.  We recognize that changing the location of the signs after many years means changing your driving habits.  There have been several close calls that could have resulted in injury or death.

We want to remind you to come to a complete stop when approaching the signs on Hidden River View - not just roll through.  There are cyclers or runners that might be approaching from the other direction that you may not see should you not stop.  It is probably a good practice to treat the intersection as a four way stop since there are those who may not be stopping at the stop signs.  It is unfortunate that Anne Arundel County did not grant us the request for a 4 way stop. Please obey the signs and drive safely.

Control Your Dogs

The BOD has become aware of three incidents in FCF where dogs that were not leashed acted aggressively toward other dogs or a person. Our governing documents state, “ …and provided further that all animals must be secured by leash or lead, or under the control of a responsible person and obedient to that person’s command at any time they are permitted outside of a house, dwelling, or closed area used for their maintenance and confinement.”

The Anne Arundel County Code, Title 12, Article 4 also explains a resident’s duties, responsibilities and liabilities with respect to animals. Please be a good neighbor with respect to controlling your dog(s).

Governing Documents 

The Board has been working on several issues related to compliance with our governing documents, specifically, signs in yards, approved materials for home exterior, and landscaping changes on private lots and in the HOA common area. Residents are reminded that these documents are available on the website. A working group has been created to review these documents in 2021. Community input will be requested as the process moves forward.

Fishing Creek Farm Website

Check out the new section on our FCF website - Bulletin Board. One item is currently posted - a request for a recommendation for a Handyman or woman. This is a private area of our website with "For Sale" and "Wanted" sections. It can only be seen when you are logged into our site. If you have items that you would like to post, please email Joan at jpfinsgraf@gmail.com .

Land Use Committee

Photo by Margo Speciale

For the past two years, Fishing Creek Farm has hired a licensed operator to treat several areas for phragmites eradication. As a result, native plants including hibiscus, marshmallow, rudbeckia, and goldenrod are blooming again - an indication that previous treatments were a success. Weather permitting, our contractor is returning this year during the first two weeks of September and October. You may email the contractor, Mark Smith (phragandinvasivecontrol@gmail.com), with questions or concerns.

IMPORTANT NOTICE – Do Not Cut Phragmites!!

The phragmites may NOT be cut. Be aware that cutting phragmites is not allowed without a permit from Anne Arundel County. Some Fishing Creek Farm homeowners have cut phragmites on HOA community property as well as on their own properties. The HOA has received a stop work order from Anne Arundel County and we will face potential fines should they observe this happening again. We have a contractor that has a permit to spray phragmites, and then we must wait for the phragmites to die out and be replaced by native species over time.

Also, we remind all residents that no planting, cutting, trimming or other like activities (whether of phragmites, trees, vines, downed tree limbs or any other form of vegetation) may be conducted by any resident in or on FCF common areas without the prior written approval of the Board of Directors.

Land Use Committee Update

Bonfires on Beaches - Safety is Priority

The BOD discussed that residents are enjoying bonfires on the beach at Cherry Tree Lane. In order to do so responsibly and safely, please follow these recommendations:

  • Bring a bucket to extinguish flames or errant embers.
  • Never leave a fire unattended.
  • Do not have a fire if it is excessively windy.
  • Keep all fires away from nearby trees and bushes.
  • Completely extinguish the fire before leaving the area.

The best solution for extinguishing the fire is to use a bucket and douse the fire with water. Do not cover the fire with sand to extinguish it -- sand can hide a very hot area where someone could inadvertently walk.

Thank you so much for being responsible and keeping our community safe! 

Suggestion Box

If you have an idea on how to make Fishing Creek Farm an even better place, please share it with the Board and your fellow homeowners.  Suggestions are sent to our FCF Board and posted on our website. To access the suggestion box now, click here.